We’re building the UK’s first interest free digital bank - we've been overlooked for far too long.

Fair. Ethical. Transparent. Built around you.

Be among the first to test the app, shape the product, and unlock exclusive early member rewards.

Your early rewards

Exclusive rewards for early supporters — limited cards, unique app skins, and priority access.

Early investors

Own a piece of the future of ethical finance.
Get priority access to our crowdfunding round and receive the exclusive Investor Edition card.

  • Investor only debit card
  • Priority access to shares
  • Investor only app skin

Join the investor list

Early adopters

Be one of the first customers to open an account when we launch.

  • First Customer debit card
  • Priority onboarding
  • Early access to new products

Join as an early adopter

Beta app testers

Help us build the bank the UK has been waiting for.
Test early features, share feedback, and shape what we launch.

  • Priority onboarding
  • Limited beta tester debit card
  • Early access to new features

Join as a beta tester

We’ve already started

We’ve completed the PRA/FCA New Bank Start Up Unit’s Initial Pre Application Stage – the first major milestone on the journey to becoming a fully authorised UK bank.

We’re now preparing for the next stage of the licensing process.

Meet our team of expert bank builders

Our leadership team brings decades of experience across global banking, fintech, and regulatory delivery — with a track record of actually launching financial institutions.

Where we’ve worked:
Deloitte, EY, Lloyds, HSBC, Santander, Deutsche Bank, and more.

Years of global banking experience
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Banking licences delivered
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EMI’s delivered
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Fintech’s exit
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Fintech’s launched
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Will Banks

Independent Chairperson

Designate

Muj Malik

Chief Executive Officer

Designate

Natalia Tyagun

Chief Financial Officer

Designate

Angela Toolan

Chief Risk & Compliance Officer

Designate

Paul Ramkumar

Chief Operations Officer

Designate

Founders

Arif Hamid

Founder

Muhammad Hamid

Co-founder

Be part of the first wave

Whether you want to test the app, invest early, or be one of our first customers, your journey starts here.

Join early access.

Sign up

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GET EARLY ACCESS REWARDS.

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*Promotions and their benefits may be changed, paused, or withdrawn at any time; if perks are changed we will, where possible, replace them with comparable benefits so early supporters are rewarded. Availability of shares and other perks may be limited and is not guaranteed.